Debt Consolidation Loan Program

We are not a direct loan company. This is not for a loan. We cut your debt by consolidating your unsecured bills, where a loan would not get you out of debt, but dig your hole even deeper. There is a FREE $10.00 Calling Card at the end of this message. No Credit Check Needed. No Collateral Needed. Bankruptcy and bad credit ok. Not Bankruptcy or New Credit Report Scam. This program is offered thru a company that has been in biz for over 4 years and over 10,000 satisfied clients behind it. To obtain your consolidation, please call: Chris Logan 1-800-769-0975 ext. 11 DEBT CONSOLIDATION LOAN PROGRAM NEED TO CONSOLIDATE YOUR UNSECURED BILLS? Are you one of thousands with no credit and no collateral to help secure approval, or you just have extremely bad credit and no one wants to help you, and all you hear is stories and more stories? NO COLLATERAL AND NO CREDIT CHECK!!!!!!!!! ---Turn around time is minimal. We are experienced and are determined to give you the best possible service. All information is strictly confidential. Program has been offered for over 4 years and has over 10,000 satisfied customers. Experienced staff of knowledgeable specialists assure that all accounts are processed in a timely, accurate manner, and are in communication with the nations leading creditors. BILL CONSOLIDATION. There is NO CREDIT CHECK for this program. You can be approved for this program even if you have credit problems- including bankruptcy. No co-signers. No collateral. Virtually everyone is qualified, since there is a program to fit nearly everyone's needs. Through this unique program you will find it easy to obtain a consolidation of all your bills into one monthly payment! If you have not yet established credit, have late payments, charge- offs, repossessions, judgments, liens, prior bankruptcy, or have been turned down previously for the cash or credit you needed --then this program is for you. To obtain your consolidation, please call: Chris Logan 1-800-769-0975 ext. 11 SAMPLE PROGRAM INFORMATION The goal of the program is to restructure your debt. We make it easier and more affordable for you to pay your monthly unsecured bills (credit cards, personal loans, student loans and medical bills, etc.) SHORT TERM BENEFITS: 1. You will have one single payment per month, we issue the payment directly to creditors. 2. We will attempt to lower your monthly payments, enabling you to afford paying your bills each month. 3. We assist you in stopping creditor harassment. 4. We recommend closing your accounts and work towards lowering your debt to income ratio. To be eligible for the buy-out of one or more high interest debts we have a 6-12 month probationary period during which you must qualify for the Probationary Review.* This tell us..... 1. You are being responsible to your creditors 2. You are financially able to make reduced monthly payments. 3. Your monthly payments are being received If you meet the Probationary Review* qualifications, you will be reviewed. If it is determined that you are eligible for the buy-out, then one or more high interest debt accounts will be bought out. These accounts will be closed.. LONG TERM BENEFITS: 1-4 short term benefits 5. Bought out account balances are brought to zero 6. You will get a more reasonable interest rate on bought out accounts, up to 20% less 7. You will start to re-establish your credit rating because bought-out account balances will show zero. Your credit rating will be rehabilitated while you are paying loan to us because we will report to the credit bureaus when you are current in your payments. If and when you qualify for the buy-out. Accounts will be purchased that are most beneficial to you. This means accounts with the highest interest rates. To obtain your consolidation, please call: Chris Logan 1-800-769-0975 ext. 11 YES, Through this unique program you can get the FINANCIAL RELIEF YOU NEED!! If you have credit problems, then this program is designed just for you! Your chances are excellent for approval. We operate entirely by mail. Call today to get started. NOW YOU CAN GET A BILL CONSOLIDATION EVEN IF YOU HAVE BAD CREDIT! Do you need to consolidate bills, lower monthly payments, cut interest payments, or any other worthwhile purpose for a consolidation? Are you unable to get approval because a problem with your credit record has caused banks to turn you down in the past? If you have a credit problem, then we can help! This letter is your invitation to participate in our "DEBT CONSOLIDATION LOAN PROGRAM." At "PEOPLES CREDIT SERVICES" we understand if you have had problems with credit and believe you deserve a second chance! Credit is a necessity in todays society--no one plans to get bad credit. It is usually an unexpected event that triggers the fall, such as a family break-up, lay-off from work, medical problems, or just simply letting your bills get away from you. It takes years to build up good credit but only a couple missed payments to destroy your credit rating. Once you have left the circle of good credit, nobody wants to give you another chance. You may be a quality person with a steady job and a bright future but are the victim of the "DENIAL" mentality of many lenders that prohibits you from getting help you need when you need it most. But now you no longer have to take "NO" for an answer! PEOPLES CREDIT SERVICES was founded to-provide assistance to individuals with credit problems. We feel that a negative credit history should not stand in the way from you receiving help you need--even if you have late payments, charge-offs, repossessions, or have been recently turned down. You see, we've discovered a surprising fact: Individuals will credit problems are more likely to fulfill new obligations because they appreciate the second chance that they worked hard for, and want to put their negative experience behind them. They want to re-establish good credit and start fresh. At "P.C.S." we want to maintain a helpful relationship with you--We don't view our clients as account numbers. To obtain your consolidation, please call: Chris Logan 1-800-769-0975 ext. 11 Probationary Period Review: 1. You must be a collection payment program member for at least six months. 2. Your payments must be received in our office on or before the due date. 3. Your payments must be in the form of a money order, personal checks are not excepted. 4. You can not have applied for or had existing credit extended during this probationary period. 5. Your employment status at the time of the review and buy-out must equal to or be greater than your status at the start of the program. 6. Your income must be verified by you employer and W2 form. If you are self employed you must provide your most recent tax return. 7. You must have references of four relatives who can verify your address, phone number, employment phone number, at least 30 days prior to the change. 8. You must notify us of any changes in address, phone number, employment phone prior to change. 9. You must comply with any requests for further information.@@NL